Islamic Economics graduate and banking professional bridging Sharia compliance, strategic marketing, and analytical precision to drive economic value.
I am Zakiatun Nufus, an Islamic Economics graduate from Universitas Syiah Kuala (GPA 3.79 / 4.00) with a strong analytical foundation and proven expertise in banking operations, strategic consumer relations, and Sharia compliance.
Currently serving as a Teller at PT. Bank Syariah Indonesia Tbk., I manage frontline cash and non-cash transactions using Core Banking Systems, ensuring operational execution while strictly adhering to Bank SOPs and Sharia principles.
My professional background spans strategic client relationship building across diverse consumer and institutional segments without exception — alongside digital banking customer onboarding and empirical business analytics.
01. Financial & Sharia Analytics
Deep focus on Islamic financial analysis, risk management, and strict Sharia compliance protocols across all operations.
02. Inclusive Client Acquisition
Proven experience in delivering financial solutions and building strategic relations across all customer and institutional segments without exception.
03. Digital Banking Onboarding
Empowered 150+ daily customers through hands-on digital onboarding (BSI Mobile) and thorough KYC document verification.
3.79Academic GPA / 4.00
150+Daily Digital Onboardings
3+BSI Banking Roles
100%Sharia SOP Compliance
02 // EXPERIENCE & CAREERProfessional Timeline
Experience, Roles & Academic Background
OCT 2024 — PRESENT
Teller
PT. Bank Syariah Indonesia Tbk. — Aceh, Indonesia
Frontline financial services managing cash and non-cash transactions via Core Banking System. Ensures rigorous document verification, payment instrument authentication, and full compliance with Bank SOP and Sharia principles.
Delivered frontline service excellence adhering to 3S standards. Onboarded and educated 150+ daily customers on BSI Mobile for digital transactions. Managed Wadiah & Mudharabah savings account openings with KYC document verification and lobby queue regulation.
BSI Mobile OnboardingKYC ComplianceWadiah & MudharabahCustomer Care
OCT 2023 — DEC 2023
Financial & Business Analyst (Thesis Research)
Academic Research Project — Pidie Regency, Aceh
Executed empirical field research analyzing critical growth factors and economic resilience among Micro, Small, and Medium Enterprises (Emping Melinjo producers) in Pidie Regency.
MSME AnalyticsField Data CollectionEconomic Evaluation
MAY 2022 — MAY 2023
Executive Secretary
Student Executive Board (BEM), Faculty of Economics & Business
Supervised executive administrative governance, minute-taking for plenary assemblies, and quality assurance for activity proposals and accountability reports. Facilitated formal communications between BEM leadership, rectorate, and external entities.
Graduated with honors with a GPA of 3.79 / 4.00. Specialized in Islamic financial analysis, risk management, Sharia banking compliance, and sustainable economic value creation.
